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Win a bill-free decade!*

3 months. 3 winners. Get a quote for your chance to win $30K.

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Little Knight with car
Trusted by over 1.7M customers
More than 18,800 reviews on Google with a rating of 4.4 out of 5.

Best home and auto insurance I have ever had. App is so easy to use and has everything you will ever need to know about your policies. The rates are the best around and I check every year. Very happy customer. Thanks belairdirect!!

Kumar
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Amazing customer service! And when you make a claim, you are taken in charge from A to Z. Very flexible business hours. Highly recommend their insurance products.

Zellaa
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I have both auto and home insurance with belairdirect for several years now. They offer fair value for the dollar, competitive rates and above all fantastic customer service.

Michael
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Been members or customers of belairdirect for many years for both homes and cars. We've unfortunately had to submit a claim but that was completed successfully without any problems. Would highly recommend belairdirect for your insurance needs.

Frank
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During my last 17 years of experience with different kinds of insurance companies, finally I found the strongly recommended company which came up to my satisfaction in service and best premium for my auto and home insurance. All the best to belairdirect.

Narender
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belairdirect has the best rate in my view and not to mention the customer service representatives we have been speaking to. We have been with them for 11 years now and have insurance on our property and vehicles.

Paul
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Simplify Your Insurance by Bundling Auto and Home
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Bundle & Save

Combine your insurance policies and save up to 20% on auto and up to 16% on home.

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Quick Bundle Quote

Get auto and home insurance quotes in minutes, see your bundle savings, and buy online. It’s that simple!

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Easy, Secure Billing

Pay and review billing for both insurance policies in one place.

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Seamless Claims, Anytime

Submit and track claims online, all in one place. 

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*No purchase necessary. Open from September 21, 2026, 12:00 a.m. ET to December 13, 2026, 11:59 p.m. ET. The draws will take place on October 22, 2026, November 19, 2026, and December 17, 2026. There are three (3) prizes to be won, each consisting of a cheque in the amount of thirty thousand Canadian dollars ($30,000). The contest is open to legal residents of Canada, particularly of the Province of Ontario, who have reached the age of majority in Ontario at the time of entry into the contest. Odds of winning depend on the number of eligible entries received. The winner must correctly answer a mathematical skill-testing question. For full details, please consult the complete contest rules at: belairdirect.com/utilities-payback/rules

Certain conditions, limitations and exclusions apply to all offers. Visit belairdirect.com for more details. Offers may change without notice. Insurance products are provided by Belair Insurance Company Inc. Services are provided by belairdirect Agency Inc. Both companies share common ownership. Agents employed by belairdirect Agency Inc. only propose products underwritten by Belair Insurance Company Inc. and do not receive any commissions tied to the sale of an insurance policy.

700 University Avenue, Suite 1100 Toronto, ON M5G 0A1

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